Employer Coverage
Understand how active employer coverage may coordinate with Medicare at age 65.
Coming SoonFree Medicare Education
Medicare Learning Center
Learn Medicare one step at a time.
Whether you’re turning 65, retiring, comparing Medicare Supplement and Medicare Advantage, or simply trying to understand Medicare better, these free educational guides will help you make more informed decisions.
Mike Surrano
Your local insurance coach
New 2026 Medicare Resource
2026 Medicare Parts A and B Costs Chart
View and download a helpful two-page chart outlining 2026 Original Medicare hospital and medical costs, including deductibles, coinsurance, and other potential out-of-pocket expenses.
View the 2026 ChartFree access. No form or contact information required.
Start here
New to Medicare?
Turning 65
Learn when to enroll, employer coverage rules, HSA timing, and your first Medicare decisions.
Read Guide →Medicare Supplements
Understand how Medicare Supplement plans work and who they may fit.
Learn More →Medicare Supplement vs. Medicare Advantage
Compare the two approaches side by side.
Compare Plans →Understanding Original Medicare
Learn the Basics
Explore by question
Popular Medicare Topics
Turning 65
Learn when to enroll, how employer coverage affects timing, and what decisions usually come first.
Read Guide →Working Past 65
Learn how employer size, spouse coverage, HSA contributions, COBRA, prescription coverage, and retirement timing can affect enrollment.
Read Guide →HSA & Medicare
Learn how Medicare enrollment, Social Security, employer contributions, spouse coverage, and the six-month Part A lookback may affect HSA contributions.
Read Guide →COBRA & Medicare
Learn why COBRA does not extend the Medicare Part B enrollment deadline, how the 8-month Special Enrollment Period works, and which coverage may pay first.
Read Guide →Enrollment Periods
Review the main Medicare enrollment windows and why missing one may create delays or penalties.
Coming SoonIRMAA
Learn how higher income may affect Medicare Part B and Part D premiums.
Read Guide →Medicare Costs
Review current Original Medicare deductibles, coinsurance, and other potential out-of-pocket costs.
View Cost Chart →Guaranteed Issue Rights
Learn when certain situations may provide protection from Medicare Supplement medical underwriting.
Coming SoonPlan G vs. Plan N
Compare premiums, copays, excess-charge exposure, and the tradeoffs between these two popular options.
Read Guide →Part D
Understand prescription drug coverage, formularies, pharmacies, deductibles, and plan comparisons.
Read Guide →Extra Help / LIS
Learn how the Low-Income Subsidy may help reduce Medicare prescription drug costs.
Coming SoonFeatured learning path
Build Your Medicare Knowledge Step by Step
“Clear education first. The coverage decision remains yours.”
Mike SurranoWhy work with Mike
Local Guidance Without Call-Center Pressure
- 14 years in the insurance industry
- Independent guidance
- Local North Texas Medicare specialist
- No-pressure education
- Support after enrollment
Organized by category
Browse All Medicare Resources
Getting Started
Turning 65Open → Part AOpen → Part BOpen → 2026 Parts A & B Costs ChartOpen →Coverage Choices
Medicare SupplementsOpen → Supplement vs. AdvantageOpen → Plan G vs. Plan NOpen →Enrollment
Enrollment PeriodsComing Soon
Working Past 65Read Guide →HSA and MedicareOpen →COBRA and MedicareOpen →
Employer CoverageComing Soon
Prescription Coverage
Part DOpen →Extra HelpComing Soon
IRMAAOpen →
Personal guidance
Still Have Medicare Questions?
Schedule a free Medicare review and receive personalized guidance based on your situation.
We do not offer every plan available in your area. Currently, we represent a limited number of organizations that offer a limited number of products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all of your options.
Not connected with or endorsed by the U.S. government or the federal Medicare program.