Independent Medicare guidance
Local Medicare Help in Celina, Texas
Turning 65, retiring, or frustrated by another Medicare Supplement rate increase? I’ll help you compare your options clearly—without the call-center pressure.
I serve Celina, Prosper, Frisco, McKinney, and surrounding North Texas communities.
469-437-4947
- Independent local agent
- 14 years of industry experience
- Help before and after enrollment
Start with your situation
What Do You Need Help With?
I’m Turning 65
Understand enrollment timing, Medicare Parts A and B, employer coverage, and common mistakes.
Get My Turning 65 Roadmap →I’m Retiring After 65
Get help coordinating Medicare enrollment with the end of your employer coverage.
Plan My Transition →I’m Already on Medicare
Review your doctors, prescriptions, benefits, costs, and current coverage.
Schedule a Coverage Review →My Medicare Supplement Rate Increased
Review your current premium and explore other available options when appropriate.
Review My Rate Increase →Experience that translates
Local Guidance From Someone Who Understands the Industry
You should not have to rely on a national call center or figure everything out alone.
I spent 14 years working on the insurance-carrier side before starting Your Insurance Coach. That experience helps me explain how coverage, enrollment, underwriting, and carrier processes actually work—not simply repeat information from a brochure.
Independent guidance
I compare available options from multiple insurance companies without forcing every client into one solution.
Plain-English explanations
I explain differences, costs, restrictions, and tradeoffs before you decide.
Local and accessible
When you contact Your Insurance Coach, you work directly with me.
Support after enrollment
I remain available after the application is submitted when questions arise.
A calm, clear process
A Simpler Way to Make Your Medicare Decision
- 1
Tell Me About Your Situation
Discuss enrollment timing, current coverage, doctors, prescriptions, budget, and priorities.
- 2
Compare Available Options
Review the meaningful differences and tradeoffs in plain English.
- 3
Make a Confident Decision
You choose the coverage that fits. I assist with enrollment and remain available afterward.
No pressure. No obligation. Just straightforward help.
Close to home
Medicare Guidance for Celina and Surrounding North Texas Communities
Your Insurance Coach is based in the Celina area and helps Medicare beneficiaries throughout North Texas understand their coverage options.
Serving Celina, Prosper, Frisco, McKinney, Little Elm, Aubrey, Anna, Melissa, and surrounding North Dallas communities.
Appointments may be completed by phone, video meeting, or in person when appropriate.
Schedule a Local Medicare ReviewYour coach, not a call center
Meet Mike Surrano, Your Local Medicare Insurance Agent
I live and work in the Celina area and help individuals and families throughout North Texas make informed Medicare decisions.
I spent 14 years working on the insurance-carrier side before starting Your Insurance Coach. I created the agency to give people direct access to a local agent who explains the tradeoffs honestly and remains available after enrollment.
When you contact Your Insurance Coach, you work directly with me—not a rotating group of call-center representatives.
Call Mike at 469-437-4947 →Protection Beyond Medicare
Good questions, clear answers
Medicare FAQ
When should I enroll in Medicare?+
Enrollment timing can depend on Social Security, employment, employer coverage, and HSA contributions. I can help you determine which enrollment rules may apply to your situation.
Do I need Medicare if I am still working?+
Not always. The answer may depend on employer size, creditable coverage, a spouse’s coverage, and HSA contributions.
What is the difference between Medicare Supplement and Medicare Advantage?+
Medicare Supplement works alongside Original Medicare. Medicare Advantage is another way to receive Medicare benefits through a private company. Each has different costs, access, restrictions, benefits, and tradeoffs.
Can I change Medicare Supplement companies?+
Possibly. Outside certain guaranteed-issue periods, health questions may apply. Approval and pricing depend on underwriting and individual circumstances.
Does it cost anything to work with an insurance agent?+
There is no separate consultation fee for my Medicare assistance. Insurance agents are generally compensated by an insurance company when a client enrolls.
Do you help people with Medicare in Celina and Prosper?+
Yes. Your Insurance Coach assists beneficiaries in Celina, Prosper, Frisco, McKinney, and surrounding North Texas communities.
Can you compare Medicare plans available in my North Texas ZIP code?+
Yes. Availability can vary by county and ZIP code. A review may consider location, doctors, prescriptions, pharmacies, budget, and priorities.
A clearer next step
Get Medicare Help Without the Confusion
Whether you are turning 65, retiring, reviewing current coverage, or dealing with a Medicare Supplement rate increase, you do not have to work through it alone.
Serving Celina, Prosper, Frisco, McKinney, and North Texas.